Qualifications: Chartered Tax Adviser since 2004, FCCA since 2001, BSc Hons (first class).
Jamal Khan is a leading tax expert, Chartered Tax Adviser and Fellow ACCA with 30 years of experience in helping landlords, HNW clients and corporates reduce their tax liabilities. He worked for companies such as Deloitte and Sony Corporation.
Jamal provides specialist tax planning advice to high net worth individuals, landlords, corporates as well as accounting and law firms from across the UK and to non- resident clients. He is well reputed in the industry for being creative and designing out of the box tax strategies for his clients.
Jamal is an expert in tax investigations, tax litigation, negotiations and out of court settlements. In addition to this, Jamal regularly advises and works with solicitors across the country on matrimonial dispute matters. He is regularly instructed to act for and advise High Net Worth Individuals (HNWI) and families
He speaks at large seminars, TV shows and is a specialist panel member on many events.
Jamal is a serial entrepreneur with interests in technology, software development, artificial intelligence and the real estate industry including property investments and developments.
With over 30 years of experience between the UK and Dubai, Falak Yussouf has built a career advising some of the world’s most prominent wealth holders. His clients include high-net-worth individuals, C-suite executives, and exited entrepreneurs navigating complex, multi-jurisdictional landscapes.
Falak’s expertise spans from structuring international tax efficiencies to protecting multi-generational assets through innovative legal frameworks.
He has served as CFO for a multi-billion-dollar global hospitality group owning more than 60 hotels worldwide, where he collaborated with leading firms such as BlackRock and Apollo on M&A transactions and complex debt restructuring.
As CFO of Commercis PLC, a pioneering satellite technology company, he structured high-level deals with SpaceX and the U.S. government.
At Town X, a leading property development company in Dubai, he oversaw structured tax planning for real estate projects totaling over 1 million square feet.
Today, as Founder & CEO of PWM, Falak leads with a singular focus: helping wealthy families reduce their tax burden, eliminate stress, and ensure their legacies are secured for the generations ahead.
Zahra Bharmal is a Tax Partner at Churchill Tax Advisers, bringing over 25 years of extensive experience in the tax and accounting industry.
As a qualified Chartered Certified Accountant, Chartered Tax Adviser, and having passed Probate exams, Zahra combines technical expertise with a client-focused approach to deliver exceptional results.
Having trained with globally renowned firms such as Grant Thornton and Deloitte, Zahra possesses a deep understanding of complex tax matters. Her practice primarily serves ultra-high net worth individuals, business owners, and landlords, with a specialized focus on Stamp Duty Land Tax, International Tax, Inheritance Tax, and property-related taxes. Her comprehensive knowledge and strategic insights enable her to provide tailored solutions that meet the unique needs of her clients.
Zahra appreciates the importance of outstanding client service, and is dedicated to building strong, lasting relationships and ensuring her clients receive unparalleled support.
Zahra’s blend of technical proficiency, industry experience, and client-centric philosophy makes her an invaluable asset to Churchill Tax Advisers and the clients she serves.
Qualifications:HM Inspector of Taxes, Professional Studies in Taxation BA (Hons), BSc (Hons)
Mike trained and qualified as an HMRC Inspector of taxes working in HMRC’s Wealthy and Mid-sized Business Compliance directorate. He managed enquiries into both wealthy individuals and corporates, dealing with onshore and offshore tax issues. He was also a strategic leader in HMRC’s Anti-money Laundering Supervision team dealing with national risk and supporting high profile cases.
Mike joins from a Top 6 accountancy practice where he led the northern tax-dispute team for a number of years, supporting clients with all types of HMRC enquiry, investigation and disclosure, including both Code of Practice 8 and Code of Practice 9 enquiries.
Mike draws on his wealth of HMRC experience to move disputes forwards, focused on what his clients are hoping to achieve. This maintained focus and intimate knowledge of HMRC processes has proved particularly useful in resolving even the most entrenched dispute.
Qualifications: ACCA, MSc International accounting
Muhammad Fayyaz is an experienced Accounts Manager at Churchill Tax Advisers, specializing in accounting, taxation, and financial management. With over a decade of experience, he is committed to delivering high-quality service, effective tax solutions, and financial clarity to Churchill Tax Advisers’ clients. He has been managing a diverse portfolio of clients, including Limited Companies, LLPs, Partnerships, and Sole Traders.
In addition to overseeing client accounts, Muhammad Fayyaz leads a team of accountants, ensuring that financial reports, tax filings, and compliance requirements are completed accurately and on time. He leads his team, provides guidance, and ensures that clients requirements are met efficiently while maintaining the highest standards of quality.
A key part of Muhammad’s role involves direct client communication, explaining the financial and tax implications of their business structures—whether they operate as a Limited Company, LLP, or Partnership. He helps clients understand their financial position and strategies to optimise their tax efficiency while remaining fully compliant with regulations.
His expertise also extends to liaising with HMRC and disputes, ensuring smooth resolution and compliance. Beyond compliance work, Muhammad Fayyaz specialises in providing tax advice, offering practical solutions that align with each client’s specific financial goals.
Dilwar has many years of experience working in tax and accounting. He has extensive experience of looking after a large portfolio of clients and managing large teams. He has used his experience, knowledge and skills to mitigate tax liabilities for his clients and helped them to get peace of mind on their tax matters.
He has been responsible for training and growing a team of accountants and ensuring all tax returns, VAT returns and Accounts are filed in a timely manner.
Dilwar has excellent inter-personal and communication skills which have allowed him to maintain very good relationship’s with his team, existing clients and also to onboard new clients. Dilwar has a strong network of contacts which has allowed him to bring new clients to the firm.
Aadil Butt is a commercially focused Chartered Certified Accountant and strategic advisor with extensive experience in finance, business transformation, and leadership. With a career spanning both practice and industry, Aadil has worked with a range of businesses from start-ups to large-scale enterprises, helping them streamline operations, improve financial performance, and drive sustainable growth. He is particularly passionate about leveraging digital tools and data-driven insights to create finance functions that add real strategic value.
As a forward-thinking finance professional, Aadil has led initiatives in financial planning, systems implementation, and performance optimisation. He combines deep technical expertise with a collaborative leadership style, making him a trusted advisor to business owners and executive teams. His approach centres on delivering clarity, control, and confidence in decision-making.
Outside of work, Aadil supports financial literacy and mentorship initiatives, reflecting his commitment to continuous learning and empowering others in the profession.
MSc London School of Economics
BSc in Human Resource
Amina is hardworking and goal-oriented professional who is very diligent at her job. She is helping us with our HR requirements and finding the right people to join our growing team
A Qualified, dedicated and detail-oriented UK accountant with expertise in preparing and submitting financial accounts, VAT, and tax returns for LLPs, partnerships, companies and individuals. Hold MSc Accounting and finance with a strong focus on accuracy, skilled in maintaining accurate financial records and providing tailored client support, ensuring compliance with UK tax regulations.
With over 12 years of experience in customer service, audit, and sales, Muhammad Omar Saeed specialises in managing international client relationships and ensuring the delivery of exceptional service. In previous roles, including Head of Operations and Audit & Operations Manager, he focused on streamlining processes, enhancing sales pipelines, and developing robust quality control procedures. Holding a Chartered Accountancy qualification (interim level) and a Master of Public Administration, he is dedicated to driving business success through strategic planning, team development, and the optimization of both customer experience and operational excellence.